RDSP, grant and bond issuers

Disclaimer: RDSP issuers

The information contained on this page is technical in nature and is intended for Registered Disability Savings Plan (RDSP), Canada Disability Savings Grant (grant) and Canada Disability Savings Bond (bond) issuers. For general information, visit the RDSP section.

Consult this page frequently for newer versions. The following laws and regulations take precedence over information contained in InfoCapsules in the event of discrepancies:

  • Income Tax Act
  • Canada Disability Savings Act
  • Canada Disability Savings Regulations

Note: Register for RDSP issuer training now

Register to participate in new two-day RDSP training.

Systems Documentation

User Guides and Publications

  • InfoBulletins: Provides information about updates and changes to the Canada Disability Savings Program.
  • InfoCapsules: One-page quick-reference documents that explain the Registered Disability Savings Plan, the Canada Disability Savings Grant and the Canada Disability Savings Bond.
  • RDSP - Quick Facts: The RDSP Quick Facts provides information about the RDSP and how to obtain the Canada Disability Savings Grant and the Canada Disability Savings Bond.
  • RDSP - Userguide: RDSP Provider User Guide provides information about RDSPs and the disability savings incentives administered by ESDC. It also assists the financial industry to successfully complete and submit RDSP transactions.
  • Quick Links: A list of web links containing information on the most commonly used terms/subjects relating to Registered Disability Savings Plans.

Forms

Application Forms

Revocation Form

Registered Disability Savings Plan (RDSP) Transfer

Issuer Enrolment Process

In order to become an Issuer of the Registered Disability Savings Plan (RDSP), Canada Disability Savings Grant (Grant) and Canada Disability Savings Bond (Bond), there are a number of steps to follow.

Please note these steps are not necessarily in sequential order and some may be completed simultaneously:

  • The Issuer submits their Specimen Plan(s) to the Canada Revenue Agency (CRA) for approval and advises the Canada Disability Savings Program (CDSP) accordingly.
  • The Issuer completes and/or submits the following documents to CDSP for the signing of the agreement including : 
    • CDSP Issuer Identification Form;
    • CDSP Agent Identification Form (if applicable);
    • CDSP Issuer/Agent Accessibility Self-Assessment Form;
    • Proof of Signing Authority;
    • Extract of the Agency Agreement (if applicable);
    • Notice of Delegation of Duties to an Agent (if applicable); and
    • Direct Deposit Form.
  • The Issuer requests a Training Session from CDSP.
  • The Issuer completes Industry Testing with CDSP.
  • The Issuer signs an agreement for the purpose of the exchange of information and the payment of the Grant and the Bond with Human Resources and Skills Development Canada (HRSDC).

Onsite training

Individual issuer training

Did you know that Employment and Social Development Canada (ESDC) provides onsite training to individual issuers? If your organization is interested in receiving RDSP training at your place of business, please send us a request using the contact form. Here are the course descriptions:

  • Course #1: RDSP, Grant and Bond Training
    This course provides a detailed walk-through of the purpose, rules and requirements of RDSPs, the grant and the bond, the application process, carry-forward entitlements, repayments, transfers, rollovers and Specified Disability Savings Plans.
  • Course #2: Processing of RDSP Transactions (technical RDSP training)
    (Prerequisite - Course #1)

    This course focuses on transactional and system information throughout the production cycle. Participants will be able to apply trouble-shooting techniques and solve common processing problems. Participants for this course typically include system analysts and developers, data integrity and compliance staff, as well as trainers and administrative services staff who interpret error reports.

Group issuer training

*NEW* Register now! Upcoming training courses for all RDSP, grant and bond issuers!

ESDC wishes to invite RDSP issuers to its facilitated group training in cities such as Toronto, Montreal and Vancouver. Course #1 and course #2 descriptions are available in the individual issuer training section.

Note: This training is offered to representatives of financial institutions that administer the RDSPs, the grant and the bond. These courses are not intended for the general public.

To register, please complete the contact form and indicate:

  • the city,
  • the training dates (course #1 and #2, or course #1 only) and
  • the number of participants from your organization (up to 4 participants per issuer).

Note: If you are unable to attend any of the training, please advise us using the contact form link as soon as possible.

 

City Training site Language Training dates
Montreal Guy Favreau Complexe
8th Floor
200 René-Lévesque Boulevard
English October 17-18, 2016
Montreal Guy Favreau Complexe
8th Floor
200 René-Lévesque Boulevard
French October 19-20, 2016

Note: For alternative arrangements, please inquire using the contact form.

Distance learning

Virtual classroom training

Did you know that ESDC also provides the same onsite training courses listed above to individual issuers using a distance learning internet-based platform (WebEx)? Participants can login as a group (i.e. boardroom) or as an individual from their own desktop. If your organization is interested in receiving RDSP training via distance learning, please send us a request using the contact form.

Webinars

Are you too busy for full-day training? You can register for an upcoming webinar or view a previously broadcasted webinar on specific topics related to the RDSPs, the grant and the bond administered by ESDC. These hour-long sessions are delivered via a distance learning internet-based platform (WebEx) so that you can learn from the convenience of your own workstation. New webinars are scheduled throughout the year so check back regularly!

eLearning

This self-paced online training is designed to help RDSP issuers learn the basic concepts about the grant and the bond. It is also a helpful resource for employees that only require high-level details, such as tellers and front-line staff, tax and estate planners and file managers.